Chandradeo Singh vs. Mata Prasad on 5 March, 1909

   This case is a simple mortgage by sale of the mortgaged property. The mortgage was made by one Ram Narain Singh, who was the head of the family, on the 1883, to secure a principal sum of Rs. 400, in favour of Ram Narayan Kalwar and the property mortgaged is the joint ancestral property of the family. Both the mortgagor and the mortgagee are dead. The plaintiffs are the son and the grandson of the mortgagee. The defendants are the sons and grandsons of the mortgagor. The parties are governed by the law of the Mitakshara.

  The mortgage not being one for the payment of an antecedent debt, nor for family necessity, was not binding on the appellants. There is a claim of the plaintiffs, so far as it is based on the pious duty of sons to pay their father's debt, is barred by time. The pious obligation of Hindu sons in a Mitakshara family to pay their father's debts, whether a father of a Hindu family governed by the Mitakshara law can execute a mortgage which will be binding upon his sons where the loan is not obtained for family necessity or to meet an antecedent debt.  The debt was tainted with immorality. 

  An alienation of joint family property made by the father of a joint Mitahshara family cannot be impeached by his sons, if such alienation has been made in lieu of an antecedent debt or for the payment of the father's debt, unless the son can prove that the debt was incurred for an immoral purpose, the reason for the rule being that it is the pious duty of the son to pay his father's debt not tainted with immorality. The word 'alienation' embraces both sale and mortgage.

  The defendants was who denied the mortgage and urged that even if it was made by their ancestor it was not for a family necessity and was not binding on them and their interests in the mortgaged property. The mortgage being not one for payment of an antecedent debt no for family necessity was no binding on the appellants," and the claim based on the pious duty of sons to pay their father's debt was barred by time."

  The rule of the Mitakshara is Section 1 “it is a settled point that property in the paternal or ancestral estate is by birth, although the father have independent power in the disposal of effects other than immoveable, for indispensable acts of duty and for purposes prescribed by texts of law, as gifts through affection, support of the family, relief from distress, and so forth: but he is subject to the control of his sons and the rest, in regard to the immoveable estate, whether acquired by himself or inherited from his father, or other predecessor; since it is ordained, 'though immoveable or bipeds have been acquired by a man himself, a gift or sale of them should not be made without convening all the sons. They, who are born, and they who are yet unbegotten, and they who are still in the womb, require the means of support, no gift or sale should, therefore, be made.”

 And the exception is this rule in Clause 28 "Even a single individual may conclude a donation, mortgage or sale, of immoveable property, during a season of distress, for the sake of the family, and especially for pious purposes". A donation, mortgage or sale cannot be made except for the purposes or one of them. A Hindu father in a family was governed by the Mitakshara to dispose of the joint property of the family. He can dispose of it during a season of distress for the sake of the family or for pious purposes.

  The Court held that the mortgage was not executed for the purpose of satisfying any antecedent debt and there was no evidence that the consideration was required for the legal necessities of the family, or that the lender made any enquiry as to the purposes for which the money was borrowed. The appeal was dismissed.